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Home : How To Complain

How to Complain

If you follow our advice, hopefully you will have no need to complain. But if you do, remember the following:

If your complaint remains unsettled, check whether the person you are complaining to is a member of an ombudsman scheme or of a trade association with a low cost arbitration service. An arbitration scheme is where an outsider looks into a dispute and decides who is right. Both parties have to agree to arbitration and are bound by the decision. This means that you cannot take legal action once you have agreed to arbitration. So think carefully before you decide to go down such a road, and check also the cost.

You might be surprised to find how expensive a 'low cost' scheme can actually be. Ombudsmen schemes, on the other hand, are free and if you don't agree with the decision, you may still be able to take legal action.

To go to Court or Not to go to Court

Nowadays there are many watchdog organisations, trade associations, professional bodies and others who will help you with your complaint. Details, including addresses and phone numbers, are given on each topic page in this publication. You will also find more information about the official watchdogs, Citizens Advice Bureaux and Advice Centres . If, despite all your efforts, your complaint is still not settled, make sure you ask for advice or help from any appropriate organisation.

Most complaints are settled without the need for legal action but if yours isn't, you will have to decide whether to see it through to the end and take court action. If your complaint involves an amount of not more than £2,000, you can take your case yourself to the Small Claims Court . For bigger amounts or for personal injury and certain other claims, you will have to go to the County Court. If you're thinking of taking legal action, contact Consumerline on 0845 600 62 62 or your local Citizens Advice Bureau or Advice Centre. If necessary contact a solicitor. Some solicitors will give you a fixed fee interview.



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